Are you
wondering that when the NHS covers health insurance in the UK, then why should
you opt for the private health insurance or PMI? This post will give you
relevant information and some guidelines that will compel you to think about
and opt for private health insurance.
The greatest
benefit of private health insurance is the quality and peace of mind regarding
medical health and coverage for you and your family. Investing in private
health insurance entails paying for the cover but you can stay confident about
the fastest and best treatment when the need arises.
Treatments
Covered By PMI
There are three major types of treatment you
can avail from a PMI:
·
Out-patientTreatment: Out-patients need
the reference from their GP to consult a specialist before being hospitalised.
This is also used to refer to medical care provided without having to get
admitted in a hospital
·
Day patient treatment: The day patients
can get admitted in the hospital for a day or less for the treatment and get
discharged on the same day – no over night stay
·
In-patient Treatment: In-patient
treatment covers staying in the hospital over night. It covers the cost of tests and surgery, etc
Highlights of
private health insurance
·
Get better treatment, prompt consultations
and excellent private rooms when hospitalised. If you have private health
insurance, you can get the best en-suite amenities, hospitals that you are
admitted in.
You can customise your cover when selecting the plan for your PMI.
The cost largely depends on your choice of cover and options. For instance, the
NHS does not cover surgeries for sports related injuries.PMI is designed to
work alongside not to replace all the services offered by the NHS, for example
accident and emergencies, and in all cases customers retain their right to use
the NHS.
