Saturday 30 May 2015

Group Health Insurance Plans for Corporate Employees in UK

Group health insurance for employees have been a standard insurance benefit provided by companies in the UK. This is important especially when a highly reliable company staff have been hospitalised and the company wants to ensure that the staff will regain health as soon as possible. There are various types of health insurance plans for employees. If you are considering to grant them with this benefit, below are common inclusions most insurance companies include in their group health insurance plans. Let’s talk about them below.

What do private health insurance companies usually cover?

Common inclusions in group health insurance plans are as follows:
1.    Specialist consultations
2.    Surgical operations
3.    MRI and Cat scans
4.    Therapies
5.    Rehabilitation
6.    Treatment for acute conditions
7.    Dental cover
8.    Optical cover and eye tests

These are only few examples. Note that not all insurance companies offer the same inclusions; others may have even more advanced plans so it is important to learn about their services and determine which ones should you want to grant your employees.

How to choose the best insurance company?

There are dozens of health insurance companies in the UK but the question is, which one fits your needs? Here are few tips on how to find the best company when looking for a private medical and health insurance.
1.    Do your homework and look for insurance companies with the best customer service and reviews.
2.    Discuss with the agent their different levels of coverage. You may also tell them any known health problems that you have experienced before and are experiencing still. They may let you know if they have the best coverage for your health condition or not
3.    Learn about their plans and services.
4.    Ask for their pricing.
5.    Understand your insurance plan and its terms and conditions.